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TEXAS MORTGAGE BROKERAGE
A higher standard.
A clearer path home.
Understand your options. Know your numbers. Move forward with confidence. Mortgage education and personal guidance for Texas homebuyers, homeowners, and investors.
Ross Monsen • Owner & Mortgage Loan Originator • NMLS #1579300
Good decisions start with clear answers.
What will my monthly payment really include? How much cash do I need to close? Which loan fits my income and goals? We help you understand the details before you make a commitment.
Explore your mortgage options
Buying your first home? Learn how FHA, VA, and conventional mortgages differ in down payment, insurance, and eligibility.
Own a business? Understand how lenders evaluate self-employed income and when alternative documentation may be available.
Investing in real estate? Explore DSCR loans and how rental income, reserves, and property expenses can affect qualification.
Facing a credit challenge? Start with an honest review of the file and a realistic plan. Approval depends on the full application and lender requirements.
Personal guidance. Transparent conversations.
The Mortgage Standard Group, LLC is a Texas mortgage brokerage led by Ross Monsen. Our approach centers on communication, explaining costs, and exploring available solutions for your situation.
Mortgage education for real life
Our learning center covers FHA, VA, conventional, DSCR, self-employed income, credit challenges, and Texas mortgage questions. Practical examples help you understand the questions to ask before applying. Read our mortgage articles →
Let’s talk about your next move.
713-705-2889 • ross@thestandard.mortgage
The Mortgage Standard Group, LLC • Ross Monsen, NMLS #1579300. Educational information only; not a commitment to lend. Loan approval and terms depend on eligibility, underwriting, property, and lender requirements.
The Mortgage Standard Group, LLC • Company NMLS #2795757 • 4616 Gibson St, Houston, TX 77007.
Ross Monsen, NMLS #1579300 • 713-705-2889 • ross@thestandard.mortgage.
Educational information only; not a commitment to lend. All loans subject to eligibility, underwriting, property, and lender requirements.
Licensed in Texas by the Department of Savings and Mortgage Lending • Texas SML Mortgage Company License • Equal Housing Opportunity.
Texas consumer complaint notice
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML’S WEBSITE: SML.TEXAS.GOV.
